With Provident,
you're covered.
Motor, home and business cover from a general insurer Ghanaians have trusted since 1981. Get an indicative quote in under a minute.
- 389%
- Capital adequacy
- 11
- Branches
- 40+
- Years
Instant motor quote
Indicative — no obligation.
Indicative only — not a binding quote. Final premium is confirmed by a Provident agent.
Choose your cover
Personal and business protection
From the car on your drive to the cargo on the water — one Ghanaian insurer for everything you need to protect.
Why Provident
Strength you can claim on
Financially strong
A 389% Capital Adequacy Ratio — well above the NIC’s 150% minimum — GHS 122m capital and zero bank debt. The money to pay your claim is there.
Our financial strengthWe pay valid claims
Forty years of settling claims, fairly and quickly. No runaround, no jargon — a clear process and a real person to help.
How claims workClose to you
11 branches across Ghana, from Accra and Tema to Kumasi, Takoradi, Obuasi and Tamale — plus phone and WhatsApp support.
Find a branchClaims
We pay valid claims — here’s exactly how
Four clear steps from report to payment, the documents you’ll need, and the forms to download. No surprises.
Newsroom
From Provident
CSR
Provident Supports Prostate Cancer Awareness at Korle Bu
Provident Insurance supported a prostate cancer awareness and screening drive at the Korle Bu Teaching Hospita...
Read more
Company
Provident Reaffirms Its Customer-Service Commitment
Provident Insurance restated its pledge to fast, fair and friendly service — from first quote to final claim p...
Read more
CSR
Provident Backs Free Breast Cancer Screening at Santasi
Provident Insurance partnered with Breast Care International to bring free breast cancer screening and educati...
Read moreReady when you are
Get an indicative quote in under a minute, or talk to a Provident agent today.