Business insurance
Marine Insurance in Ghana
Cargo and hull cover for imports, exports and shipments.
In brief
Marine insurance protects goods while they are in transit by sea, air or land, and can cover the vessels that carry them. For Ghana's importers and exporters it is essential protection against loss or damage between the supplier and your warehouse.
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Marine is priced by an underwriter for your needs. Tell us about it and we’ll prepare a firm quote.
Request a quote →What’s covered
- Goods in transit by sea, air or land
- Loss or damage from named marine perils
- Single-shipment or annual open cover
- Import, export and inland transits
- General average and salvage contributions
- Optional hull cover for vessels
What’s not covered
- Inherent vice or natural deterioration of goods
- Insufficient or unsuitable packing
- Ordinary leakage, loss in weight or volume
- Delay and consequential loss
- War and strikes unless specifically added
Who it’s for — Importers, exporters, freight forwarders, traders and manufacturers moving goods into, out of or around Ghana — particularly through the ports at Tema and Takoradi.
What does marine cargo insurance cover?
Marine cargo covers your goods against loss or damage in transit — by sea, air or road — from the point of loading to the agreed destination. Cover can be arranged on standard Institute Cargo Clauses, on a single shipment or an annual open cover for regular traders, and typically responds to perils such as sinking, collision, fire, jettison, theft and handling damage.
Do I need marine insurance to import into Ghana?
Marine cover is strongly advised for any import, and proof of local marine insurance is often required for customs clearance. Insuring locally with Provident means your claim is handled and paid in Ghana, in cedis, by a team you can reach.
FAQs
Frequently asked questions
Can I insure a single shipment?
Why insure marine cargo locally in Ghana?
Does marine cover war and piracy?
Need to make a claim?
We pay valid claims, fairly and quickly. See the four steps and the documents you’ll need.
With Provident, you’re covered
Get an indicative quote now, or talk to an agent at any of our 11 branches.